SEAD Travel News

Why you should not leave home without any and which one consider?

When travelling to a foreign country, preparation is important to ensure as much safety as possible during your trip. If you are planning to spend your savings into your holiday you should make sure that you are prepared for any kind of circumstances which would result that you may have to cancel all your plans or interrupt your journey.

Travel insurances are important to consider because they are numerous reasons. Even many people believe that this kind of insurance is just an additional expense on top of their vacation budget and the risk that something happen is quite slim. But you never know and is it not better to be prepared for a worse case scenarios?

Before you purchase any kind of insurance think and write down what kind of situation you like to get covered.

Modern Travel Insurance as for example WorldNormads are built for today’s travelers and is a good option either you just like to enjoy your time on the beach or if you add some adventure into your vacation.

A good travel Insurance should cover following circumstances:

– Medical Expenses / Emergency Evacuation with worldwide travel assistance. The majority of trip insurance policies offer medical coverage, important to divers, check if dive related incidence are also covered otherwise be on the save side and just get an separate diving insurance within AquaMed or Dan. A travel health / medical insurance are definitely a must when traveling because it will cover you for all illness, accident and emergency medical evacuation.

– Trip Cancellation / Trip Interruption / Trip Delays: If you are planning a dive trip or any kind of holiday which requires a good deal of money and requires a nonrefundable deposit payment in advance to secure your spot or getting a great early bird deal it is something to consider. Especially in these days where your travel plans can be affected due shaky economies, job layoffs, company closing or even if you or your travel partners are getting sick before.

Additionally there are more items which you may consider in your planning are policy to cover (but have a look most of the time these items are already in the standard policies) are: Baggage, personal items, Passport & Travel Documents – stolen, damaged or lost, some special event covering (for example in case of natural desaster, Liability etc.

Also when it comes to insurance timing is very important. Many times if you book your trip first and months later the trip-insurance, they may refuse to step in, because you purchased the insurance not within a time window of booking the trip. Make sure you buy your travel insurance the same time when you booked your trip.

Bring always all the copies of all the policy with you and add the 24-hour hotline number to your cell phone contact list. A travel health / medical insurance are definitely a must when traveling because it will cover you for all illness, accident and emergency medical evacuation.

But what kind of insurance you have to consider is depending on what kind of trip you are planning to take and what the insurance will or will not reimburse. Therefore think before you buy. Get your trip insurance through your travel agent to ensure you are dealing with a reputable company. All insurance companies have a hotline numbers which can be contacting in case of questions or claims.